GAGA Share Market News

[hfe_template id='11223'] [ad_1] While this shift has temporarily compressed net interest margins (NIMs), the broader outlook remains constructive. Private banks have shown better pricing discipline by managing spreads on new loans, while public sector banks have responded more directly to policy transmission, resulting in a steeper decline in lending yields. On the deposit side, term and savings rates are now gradually moving lower, which will help ease funding costs over the coming quarters. This transition, though challenging in the short term, lays the foundation for margin stability in the medium term. Net interest margins are expected to bottom out by the second or third quarter of FY26 as the benefits of lower deposit rates start flowing through. Live Events Additionally, the phased reduction in the cash reserve ratio (CRR) will infuse durable liquidity into the banking system, further supporting profitability. Importantly, asset quality across banks remains resil...