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Showing posts with the label Market timing vs SIP

How SIP has been the strong hero across historical market cycles

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[hfe_template id='11223'] [ad_1] Deepak Agrawal, CIO-Debt & Product Head, Kotak Mahindra AMC Markets have taken a sharp downturn, sparking fear and uncertainty among investors. The sentiment has shifted from euphoria to caution, with many questioning whether to stay invested or wait for further declines. Historically, such corrections have been moments of panic for some—but golden opportunities for those who remain disciplined. ETMarkets.com Data as on 28 th Feb’25. Source: ICRA MFI. PRI Values have been used for the computation The above data demonstrates whether an investor invests from the top or bottom of the crisis, there is no material difference in the returns. Longer investment periods allow markets to complete their cycles of downturn and recovery, leading to normalization of returns that diminishes the initial impact of the crisis entry point. Live Events Market downturns cause short-term disruptions. However, investors who stayed invested in SIPs saw subs...