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Showing posts with the label SIP

India-Pakistan conflict stressing you out? Here are 6 ways to drone-proof your portfolio

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[hfe_template id='11223'] [ad_1] With Pakistan breaching the ceasefire agreement, stock market investors are worried whether India is headed for another round of military escalation. But as the saying goes, buy on the sound of cannons, sell on the sound of trumpets. It’s a wartime investing mantra as old as the markets themselves, and it’s ringing louder than ever. Warren Buffett’s classic wisdom echoes too—be greedy when others are fearful and fearful when others are greedy. And if the history of India-Pakistan conflicts is any guide, markets have taken the hits and bounced back harder. Bajaj Broking has advised retail investors to avoid impulsive exits based on short-term geopolitical jitters. According to the brokerage, such downturns have historically been temporary. For long-term investors, these moments can actually present an opportunity to pick up fundamentally sound stocks at discounted valuations. Analysts, meanwhile, are recommending traders keep their leverag...

SIP investment choices to suit your risk appetite in FY26

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[hfe_template id='11223'] [ad_1] “A new financial year isn’t just a date—it’s a fresh opportunity to reset your strategy.” As we settle into FY2025-26, investors are understandably cautious. While the broader equity markets remain buoyant, thanks to a growth-oriented Union Budget and improving domestic fundamentals, market volatility continues to nudge investors to revisit their strategies—especially those investing through Systematic Investment Plans (SIPs). Here’s a quick guide to navigating this landscape, whether you’re a conservative, moderate, or aggressive investor. Conservative investors: Safety first, with a hint of growth For those who prioritise stability over high returns, options such as debt mutual funds, liquid funds, and short-term or ultra-short-term funds may continue to serve as solid investment choices in 2025. Conservative investors can also explore hybrid or balanced funds that offer a blend of equity and debt—striking a balance between growth and ...

How SIP has been the strong hero across historical market cycles

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[hfe_template id='11223'] [ad_1] Deepak Agrawal, CIO-Debt & Product Head, Kotak Mahindra AMC Markets have taken a sharp downturn, sparking fear and uncertainty among investors. The sentiment has shifted from euphoria to caution, with many questioning whether to stay invested or wait for further declines. Historically, such corrections have been moments of panic for some—but golden opportunities for those who remain disciplined. ETMarkets.com Data as on 28 th Feb’25. Source: ICRA MFI. PRI Values have been used for the computation The above data demonstrates whether an investor invests from the top or bottom of the crisis, there is no material difference in the returns. Longer investment periods allow markets to complete their cycles of downturn and recovery, leading to normalization of returns that diminishes the initial impact of the crisis entry point. Live Events Market downturns cause short-term disruptions. However, investors who stayed invested in SIPs saw subs...

How to build Rs 1 crore nest egg: A guide to SIP calculators

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[hfe_template id='11223'] [ad_1] Building a ₹1 crore nest egg might seem daunting, but with disciplined savings, the right tools, and long-term foresight, anyone can achieve it. One of the most systematic and disciplined ways to do this is through Systematic Investment Plans (SIPs). SIPs allow you to invest a fixed amount regularly in mutual funds, making wealth creation easier and more organized. It is essential to understand the financial goals or targets you wish to achieve, and a financial advisor can help create a roadmap and recommend the best strategies to reach them. Here's a step-by-step guide to building a ₹1 crore corpus using SIPs. 1. Start Early The earlier you start, the higher the probability of achieving your desired target. Time is your ally in investing, as it amplifies the power of compounding. If you begin investing in your 20s, the monthly amount needed to reach ₹1 crore by your 40s is significantly lower than if you start later. In the example a...